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Rent Vs. Own
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Rent Vs. Own 

Thanks for visiting our Rent vs.Own Awareness Home Page.
Our company have 7 different home loan programs in CENTRAL FLORIDA that are perfectly designed to take you from your rental apartment complex to your own home. Having access to more than 10 different wholesale lenders allows us to find the very best loan to meet your personal objectives– be it low interest rate, low monthly payments, or low to none down payment options.

Just remember that if you are guilty of wasting you money on rent, for one year or more, and if you are ready to make a move within the next 30-90 days, you may be eligible for one of our 7 programs and to our FREE PERSONALIZED report.

So don’t wait any more to get your FREE analysis rent vs. buy report at no obligation!
Using the form below, send us an e-mail with the answer to the following questions:
  1. Name and Last Name
  2. Telephone
  3. E-mail
  4. Current Rent Payment
  5. Dream Home description
  6. Price Range
  7. Income

One of our representatives will be in touch with you shortly.

 

For more information call 1.866.417.6012

Video: Is Buying a Home the Ticket to Financial Freedom?

 

Benefits of Buying a Home

Here are eight good reasons why you should buy a home.
SOURCE: Elizabeth Weintraub

1. Pride of Ownership: Is the number one reason why people yearn to own their home. It means FREEDOM. Home ownership gives you and your family a sense of stability and security.

2. Appreciation: Although real estate moves in cycles, sometimes up, sometimes down, over the years, real estate has consistently appreciated. The Office of Federal Housing Enterprise Oversight tracks the movements of single family home values across the country.

3. Mortgage Interest Deductions: Home ownership is a superb tax shelter and our tax rates favor homeowners

4. Property Tax Deductions: IRS Publication 530 contains tax information for first-time home buyers. Real estate property taxes paid for a first home and a vacation home are fully deductible for income tax purposes.

5. Capital Gain Exclusion: As long as you have lived in your home for two of the past five years, you can exclude up to $250,000 for an individual or $500,000 for a married couple of profit from capital gains. There is no age restriction. You can exclude the above thresholds from taxes every 24 months.

6. Preferential Tax Treatment: If you receive more profit than the allowable exclusion upon sale of your home, that profit will be considered a capital asset as long as you owned your home for more than one year. Capital assets receive preferential tax treatment.

7. Mortgage Reduction Builds Equity: Each month, part of your monthly payment is applied to the principal balance of your loan, which reduces your obligation. The way amortization works, the principal portion of your principal and interest payment increases slightly every month. It is lowest on your first payment and highest on your last payment. On average, each $100,000 of a mortgage will reduce in balance the first year by about $500 in principal, bringing that balance at the end of your first 12 months to $99,500.

8. Equity Loans: Consumers who carry credit card balances cannot deduct the interest paid, which can cost as much as 18% to 22%. Equity loan interest is often much less and it is deductible. Consumers can borrow against a home's equity for a variety of reasons such as home improvement, college, medical or starting a new business.

 

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